• Phil_in_here@lemmy.ca
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    6 months ago

    Private insurance should only exist for things that are both a) completely optional, and b) not inevitable (so… evitable?).

    Auto insurance? Well, if it’s the law to have it, why is a private company involved whose sole model is to collect money and deny payments?

    Health insurance? Well, it’s optional, but you will absolutely need to pay for Healthcare at some point (or you die early). Why, again, should we put an institution in charge whose sole purpose is to make the average person pay more than they get out of it?

    Famous athlete leg insurance? High value possession insurance? Have at it, private insurance.