Mearuu

Some of the photo backups I stored on Google Drive were corrupted over time. Lucky I had other backups. No issues anywhere else, only Google corrupted files. I will never trust their storage again.

I’m not offended. I was a bit of an asshole though and I apologize for that but I wasn’t offended. Your point about timing the market was valid.

I know it wasn’t personal but you did ‘attack’ my comment. Not the right word but I hope you get my meaning.

Advising people to try to time the market is terrible advice.

This is why I replied the way I did. I was not giving advice, but we know that already.

As for you advising new investors, good on you. I was not trying to do that. I was trying to answer a hypothetical question with knowledge from personal experience.

I actually considered writing “This is not financial advice” in the original comment but thought my preface was enough.

I agree with you about not timing the market.

I did not give advice. I answered a hypothetical question. I even prefaced my response to show I wasn’t knowledgeable. Did you miss that part? It was right there at the beginning of the text that you have a problem with.

Okay. Now I understand. Thanks for taking the time to clear that up for me.

You sign up for one of the three.

Muay Thai training is the cheapest at around $500 for a years worth of training. Thai cooking classes are in the range of $2500-$3000 for 1 year. They teach you to be a Thai chef. Medical treatment is completely dependent on what you get done.

Specifically for the medical treatment, you go to the doctor here and get them to sign some papers that they are your treating physician and that treatment will last at least 6 months. Health care here is far superior to America in my experience.

Whichever option you choose, it should last at least 6 months. 9 months or more is recommended.

After you have the required documentation you apply online. The application fee varies depending on which country you apply from. $300-$1000.

Feel free to ask any other questions. I have lived here for 1.5 years and been through the visa process a few times.

To be clear, I didn’t want it to sink and agree that it didn’t have to. That’s beside the point.

I don’t understand how the money would have grown just as fast. I suspect I’m not understanding your point properly.

In this example, the math shows ~$3000 gains from holding if the market never went down. That is less than the potential of ~$10,800 from selling high and rebuying.

Here is the legitimate Thailand visa website. I have used it multiple times.

https://thaievisa.go.th/

It’s in the name “Elite Visa” or “Privilege card.” It is the most expensive visa category in Thailand. It allows stay up to 20 years and includes things like medical treatment and preferred treatment by immigration whether at the border or in country.

I think it is a ridiculous visa considering the “DTV Visa” exists. For the DTV you only need to show a bank balance of at least $15,000 and sign up for Thai cooking, Muay Thai, or medical treatment. The visa does not cost $15,000, you only need to show the balance. I suspect they want to know you can support yourself while here. It is valid for 5 years. It is one of the easiest long term visa’s in the world.

I’m not an expert but this is my understanding and it has made me money during this time.

Imagine Bob sells 100 shares of SPY at $600. He now has $60,000. If Bob did nothing else and waited 2 months he would now be able to buy 118 shares of SPY.

Alice held the 100 shares of SPY the entire time.

For Alice her ownership remained the same but her value decreased. Bob, on the other hand, keeps the same value and increased his total ownership.

If SPY increases in value back to $600 then Alice is a wash and Bob has an increase equal to the value of the additional shares purchased while the price was low. So 18 extra shares would net a profit of $10,800.

A 7-10% annual return can be expected during normal market conditions. It has been 4 months since normal markets. So the value of SPY should have trended upwards a bit less than 1% per month. Let’s give it a generous estimate that it would have gone up 5% since Trump 2. In this case Bob would have lost money and Alice would have increased her value $3000.

So Bob made more money in the same amount of time by selling.

Yes there is a gain from 5 years.

Currently we are very near 1 year lows. This is the issue at hand. Not whatever straw man y’all decide to attack next.

Maybe you should go look yourself.

The context is not about retirement. This thread is about the recovery from the current downtrend.

So why did you skip mentioning the other time scales? You only mentioned from one that was contradictory, not the ones that support the topic. I suspect you are commenting in bad faith.

You’re looking at the wrong time frame. Try looking at the past year or year to date. Both are very bad.

Why would you look back 5 years?

What countries do you recommend that have the easiest visa requirements?

1. Q: Why are they federated?
2. A: because it would be worse if they were.

That answer does not address why they are still being federated. It states they already are already unfederated. Then they give an incorrect description of what federation is. Then goes on to defend them staying federated.

They are federated. That’s why we all see their bullshit. If they were defederated nobody outside their instance would be bothered.

Keeping them federated so users can sign up somewhere else makes no sense. It’s some GOP level mental gymnastics. They can go sign up for any other instances at anytime. The people there choose to be there.

I’m think you are mistaken on what federated means.

Federated means they are part of the fediverse. Their post and comments propagate throughout the fediverse.

If they were defederated we would not see or hear from them.

Seriously, why are they federated?

They brigade and always argue in bad faith.

They degrade the experience for the entire fediverse. Everyone outside complains about them.

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You’re using whataboutism and did not answer the question. Your comment is useless.