

“Russia, which is blocked from other international payment systems.”
Fair enough.
“We’re still throwing around fallacies like it’s 2010? Okay, I cast fallacy fallacy!”
Guess I’ll simply parry with fallacy fallacy fallacy—quoting from your linked Wiki: “That one can invoke the argument from fallacy against a position does not prove one’s own position either, as this would also be an argument from fallacy”.
Your latter argument for the crypto cult is that the others are problematic too, therefore it’s okay to join the cult. This invalid reasoning renders the entire conclusion void. I did not claim your conclusion is false, only that your reasoning is invalid.
“like it’s 2010?”
There’s no expiration date on logical reasoning.
Irrelevant.